If you had to decide between two universities how would you choose?

It sounds like you would not be happy going to the second school that's far away with the major you're only mildly interested in. I don't think you would be happy with that choice. I would pick the school that's close to the city with the major you want. Just make sure that either way you are set financially. Being in a new place can be hard, but worrying about money will only make things more stressful. Good luck!